Rick Hogue's Blog Posts

5 Tips That Will Protect You From This Expensive DIY Mistake

DIY home remodeling is great — until it isn’t. Here’s how to keep it great. It was their first plumbing project. “It was just a small crack in a pipe,” says Karah Bunde. She and her

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4 Must Haves For The Easiest To Clean Bathroom Ever

A toilet that’s missing those annoying, nasty grooves? Sign us up.No matter if you keep your home sealed tight, leave the windows open, have a steady stream of visitors stopping by, or prefer to

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What To Do ASAP As A New Homeowner Future You Will Thank You

If you’re serious about developing good habits, you need this worksheet.It’s finally yours. Your very own home. You can paint the walls whatever you like. Heck, even knock out a wall!

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I Really Cant Deal Patio Problems Solved

Sizeproblems. Shade problems. The wind-is-blowing-our-cocktails-overproblems.Summertiiiimeand the living is supposed to be easy — but not if you live on ahot mess of a patio.Whetherit’s;

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4 Funky Odors In Your House Only Your Guests Can Smell

You could be noseblind. Here’s how to find and eliminate the funk you can’t smell. Stand in your kitchen and take a deep breath. Smell that? From last night’s fish to your son’s nasty

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3709 High Crest Ct Crestwood KY 40014 Move In Ready

Offering easy living with all the comforts of luxury in this 5BR/4.5BA brick home in the Woods of Hillview. From the covered front porch, enter the two-story foyer with Palladium window and be

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The Right Way To Pick A Gorgeous Color Scheme For Your Home

Picking a color for one room can be challenging enough. But picking a palette for your whole house?That feels daunting. Coordinate your colors too much, you’ll end up matchy matchy.’

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Is 2018 The Year You Should Buy A Home

If buying your first home is among your New Year's resolutions for 2018, you might be viewing the current real estate landscape with equal parts hopeful wonder and anxious dread.As a first-time

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Cost Vs Value The Home Improvement Projects With The Highest ROI In 2018

A strong housing market isn't necessarily all good news for sellers. As evidenced by Remodeling magazine's newly-released Cost vs. Value Report for 2018, average return on

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Listing Of The Week 1021 Charles St

Listing of the week: 1021 Charles St. - Louisville, KY.Welcome to 1021 Charles St! Located in the Germantown market!Germantown is a neighborhood located just three miles from downtown Louisville,

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You Only Think Its True 10 Myths Costing You Time And Money

You can’t swing a tool belt without hitting a website or TV network offering tips on taking care of your digs. Save money by watering your lawn at night! No, water it in the morning! No, dig it up

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8 Credit Score Myths Even Shrewd Home Buyers Fall For

Forty percent of us think our credit score will climb if we carry a small balance (nope), and 52% don’t realize bad credit can increase the amount needed for deposits on utilities (it does!),

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Winter Wonder Land Of Great Homes

I went on a listing appointment tonight with one of our listing agents just to see how they were doing. Of course I talked way too much and my great listing agent was left to fill in the blanks

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It Is Not About Me

That is a very profound statement. Hypothetically, what if you had a deal where one side stated they were not going to take it anymore? That they were doing something and would deal

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Interview Questions For Your Lender

A good mortgage planner is more in the advice business than the lowest price business.  With tightening guidelines, often the question first is, “Will the loan be approved?”  But

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How To Own A Home Again After Foreclosure

It is never easy to get another mortgage after a foreclosure. Be patient, given time, proper discipline, and willingness, you can own a home again. Follow this guide to purchase a home again:1.

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Being Financially Ready When Buying A Home

home ownership today is easily attainable than most people know. Most reasons for owning a home is quite similar to every person, simply to have something of your own.Home ownership makes sense

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Making A Home Emergency Kit

When a disaster strikes your areas, it is better to be prepared and assemble essential supplies for a home emergency kit. Sometimes, this may seem like a waste of money. But when disasters happen

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Repairing Walls For Better Rooms

Maintaining your home can easily be done by repairing walls filled with dents, dings, and scuffs. Here are easy steps on how you can fix your walls in no time Patch Drywall in order to Smooth

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Never Use These In The Bathroom

 A well planned bathroom is every home owner’s dream. Avoid these 5 materials for better bathroom ideas.A well planned bathroom is every home owner’s dream. Redoing your bathroom can take

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Buying An Existing Home

Here are some tips when buying existing homes. Spend time assessing every home’s potential qualities of comfort, cost effectiveness, easy maintenance, and value. Research before PurchaseCheck the

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5 Steps For Buying A New Constructed Home

Buying a "new construction" is a property with no previous homeowner. The negotiation process is easier because there is no present seller who is too caught up emotionally with the property. In this

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Choosing Your Real Estate Agent Online

The NAR (National Association of Realtors) and Google had a recent study that 2 out of 3 people are looking for a real estate agent online. People take time for searching the best agent online

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DIY Home Security Check

The simplest and easiest way that an invader can het into your home is walking through your front door. Before investing in electronic systems, it is better to have your own home security check.

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Think Twice On For Sale By Owner

The term For Sale by Owner (FSBO) best explains homeowners who consider selling their homes on their own. This might be advantageous to some homeowners but there are also advantages with this.

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Reasons To Buy BEFORE The Winter Season

It's the season with thoughts of the upcoming holidays, family get-togethers, and planning for a new year. Those who are considering whether now is the right time to buy don't have to look much

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5 Suggestions To Make Money From Your Property

A home is a big investment. Most of the time, investments give you a big return. There are people happy to pay good money for your spare room, pay parking fees in your driveway, or maybe borrow

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7 Tips For Improving Your Credit

Article From BuyAndSell.HouseLogic.com By: G. M. Filisko Here's how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at

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4 Tips To Buying A Home In The Fall

Buying a house in the offseason can be a great idea, as homes are a bit cheaper, sellers may be more inclined to sell and there’s less competition from droves of buyers.That’s not the only

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7 Biggest Home Buying Mistakes

http://www.huffingtonpost.com/wiseradvisorcom/7-biggest-home-buying-mis_b_5782768.htmlAbove is a link to an interesting article about home the biggest home buying mistakes. Be sure to check it out!

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Fall Is Here

Fall seems to be here and I am very thrilled. Fall means pumpkin everything, leaves changing, and football. Louisville has an interesting season coming up after joining a much tougher conference in

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10031 Glen Meadow Road Louisville KY 40242

Welcome to 10031 Glen Meadow Rd. in beautiful Brownsboro Glen Subdivision. Gleaming hardwood floors abound on the first floor of this almost 3000 sq ft home. Large open kitchen that looks into the

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It Could Happen To You

It was a bright Saturday morning and Bill and his family were up and ready to start their day off with breakfast when the doorbell rang. Bill went to the door and answered it. the Sheriff stood

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Rent To Own A Thing Of The Past

Title XIV of the DFA states that no creditor may make a mortgage loan without making a reasonable or good faith determination that the customer has the ability to repay the loan.“Qualified

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Flood Plains And Your Home

Yesterday I attended a workshop on the Dodd-Frank Act and also on Flood Plains and what may be happening in the future. I will talk about the Dodd-Frank Act in an upcoming blog post. Today let's

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Buyers MKT Sellers MKT Or Somewhere In Between

So first off I guess an explanation of what the terms Buyer's Market and Seller's Market is in order.In a buyer's market there are more homes available than all the buyers could possibly buy within

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Thou Shalt Not Do Any Of This Once Under Contract

Thou shall not change jobs, become self-employed or quit your job.Thou shall not buy a car, truck or van (or you may have to live in it).Thou shall not use charge cards excessively or let your

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No Money Down Does Not Mean No Money Needed

USDA, KHC, Chip, VA, Certain FHA loans, in-house lending, all of these and many more programs talk about no money down, limited closing costs, and in some no PMI (Primary Mortgage Insurance

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Repair Requests Are Not For Sissies

Wow, you have bought a house, come up with the good faith deposit, been pre-approved, now what?Inspections are a great thing, and can cost you in the long run if you do not totally understand them.

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How Is The Market In The Louisville 40207 Area Currently

With as few homes available on the market in Louisville KY, we are seeing new homes come on and go pending in a few days and in some instances in a few hours. You want to make sure you are talking

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Big Flood Insurance Price Hikes Rescinded

Imagine getting an annual insurance bill in the mail that rose from a few thousand dollars to tens of thousands of dollars. That’s what happened to some homeowners across the country after

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6 Tips For Buying A Home In A Short Sale

Article From BuyAndSell.HouseLogic.comBy: G. M. Filisko
Published: March 19, 2010By preparing for a real estate short sale, you can emerge with a great home at a favorable price.When sellers need

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If You Were Selling Today Would You Have The Home That Buyers Want

Article From HouseLogic.comBy: Dona DeZube
Published: November 08, 2013Knowing what appeals to today's homebuyers, and considering those trends when you remodel, can pay off years from now when

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What You Need To Know About The Qualified Mortgage Rules

The Consumer Finance Protection Bureau has created a Qualified Mortgage Rule (QM) which goes hand-in-hand with Ability-To-Repay Rules (ATR).Here is a simplified explanation of what QM is all about

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6 Ways To Increase Your Equity

Let’s face it; we’re all looking to gain some equity in our home…and in the least painful way possible.  Here are some ways to help you do just that and get to that final payment a lot

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5 Unique Yoga Studios In Louisville

 WHY YOGA??It's more than just a muscle exercise...  It's a practice; it's a life style...Yoga...literal meaning is..."to join" or "to unite"Physical-mental-spiritual8 Limbs of yoga...I

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5 Best Places Around Louisville For A Cheap Date

It is not about being a cheap date, it is about knowing some interesting out of the way places of interest that will be sure to intrigue your date and yourself. There are many places to go and we

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Top 5 Places That Make Louisville Laugh

You like to laugh.  Who doesn’t?  It is a good thing you live in or near Louisville then!  Louisville has always been home to many legendary Stand Up Comedians like Tim Wilson and

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We May Be Seeing Lots More Conventional Loans Coming Down The Road

FHA Mortgage Insurance Premium ChangesThe FHA is an insurer of mortgage loans and, by law, it is required to maintain a 2% reserve in its Mutual Mortgage Insurance (MMI) fund. Currently, because

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Baby Steps

In 2007 it started and really 2008 October, the real estate market changed. The landscape changed and homes became abundant on the market, Foreclosures, short Sales, and REO (Bank Owned)

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Historic Belknap Neighborhood

Louisville is rich in history and rich in neighborhoods. One such neighborhood fits both things quite nicely. The Historic Belknap Neighborhood located in between Bardstown Road to the East,

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Everything Oldham

Oldham County; with it’s festivals, A+ schools, and room to roam no wonder many are choosing to live here.Named for Colonel William Oldham in 1823, it started as a small rural community. 

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